OCEANUS – Neo Banking & Wallet Solution


OCEANUS - Neo Banking & Wallet Solution

The next generation of banking is here…

Neo banking allows Financial Service Providers to enable a technology-rich service to their agents, merchants & customers via a mobile eco-system that ensures an extremely simplified banking experience for all parties involved with uncompromised financial benefits. The Oceanus neo banking solution facilitates branchless expansion for Financial Institutions. Mobile banking & digital wallets also promote financial inclusion in remote areas where bank branches are scarce.

Oceanus is a four-in-one solution,


All fused in to one

Oceanus provides a fully functional core-banking bank-end with a digital banking front-end for the consumer. The agent banking functionality helps to provide banking services to the rural populace. Merchant banking modules offer POS and e-commerce payment solutions for retail enterprises. Oceanus digital wallet facilitates seamless peer-to-peer fund transfers, payments, deposits, and withdrawals in just a matter of seconds.

 Mobile wallet is available on both Android & iOS

 Web portal for online transactions

 Biometrics & password protection for secure logins

 End-to-end transaction security

 Online real-time payments & settlements

 Bill payments & statutory payments

 POS transactions with real-time generated QR codes

 Merchant banking solution

Oceanus Wallet

Oceanus wallet is faster, safer, reliable, and more convenient. The wallet solution is mobile-based and will support iOS as well as Android. Oceanus can be used for banking, finance, remittance, payments, and banking the unbanked & underbanked communities, increasing financial inclusion. Neo banking & Mobile banking channels are cheap and convenient as opposed to the traditional banking methods. We believe that fintech innovations will be the key to solving many issues in the developing world.


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Partner with us to offer your clients an Omni channel banking experience.

FINAP has delivered cutting-edge Fintech solutions for financial service providers for many years. We also pride ourselves on providing exceptional customer service 24/7/365. Be a part of our happy clientele.

Give us a call or send an email now to book a demo with us today!


Technical FAQ

Oceanus Neo banking solution is highly scalable, accommodating the growth of our operations seamlessly. Its modular design enables smooth integration with our existing systems, ensuring minimal disruption during implementation.

Oceanus employs robust security protocols, including biometrics and password protection for secure logins. End-to-end transaction security is ensured through advanced encryption techniques and real-time monitoring, safeguarding both the backend infrastructure and user data.

Oceanus offers a user-friendly experience through its mobile-based digital banking front-end and wallet solution available on both iOS and Android platforms. The interfaces are intuitively designed to cater to users of all technological backgrounds, promoting accessibility even in remote areas.

Oceanus prioritizes compliance with local and international financial regulations, incorporating stringent KYC procedures and AML measures into its operations. Our solution is designed to adapt to evolving regulatory requirements, ensuring full adherence at all times.

Oceanus provides comprehensive customer support and training resources to assist financial service providers, agents, merchants, and end-users. Our dedicated team offers accessible technical assistance and guidance, facilitating smooth adoption and utilization of the Neo banking solution.

Business FAQ

Oceanus is a comprehensive Neo banking platform that integrates core banking, agent banking, merchant banking, and digital wallet functionalities into one solution.

Oceanus offers a range of services including digital banking, agent banking, merchant banking solutions, digital wallet for peer-to-peer transactions, bill payments, and more.

Oceanus is available on both Android and iOS devices for mobile banking, with a web portal also accessible for online transactions.

Oceanus Wallet offers faster, safer, and more convenient banking experiences, supporting banking, finance, remittance, and increasing financial inclusion for unbanked and underbanked communities.

Oceanus provides cost-effective and convenient neo-banking and mobile banking channels, offering innovative solutions to address issues in developing economies.

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