Precision Finance Infrastructure · For the Digital Economy
The Financial OS
Built for What Comes Next
From embedded payments to closed-loop banking. FINAP delivers enterprise-grade financial infrastructure built for the sectors and markets that traditional systems cannot serve.
Platform Overview · Live Status
9+
Products
6
Regions
20.4%
Sector CAGRS
900M
LKR Valuation
One Platform. The Entire Financial Stack.
Six products spanning neobanking, earned wage access, BNPL, microfinance, and closed-loop payments, built to deploy fast and scale without limits.
On-demand salary access. Zero-debt wage infrastructure giving workers control before payday. Patent pending at NIPO.
Live NIPO Patent Pending
Full-stack neobanking for digital-first institutions. Multi-currency, multi-jurisdiction, built at scale.
Live
Enterprise core banking engine. Ledger, accounts, transactions, compliance. SL-CERT government cybersecurity audited.
Live
Embedded BNPL infrastructure for merchants and lenders. Credit decisioning, repayment scheduling, API-first.
Coming Soon
Last-mile financial services for field agents and rural banking. Offline-capable, built for intermittent connectivity.
Live
Microfinance management for MFIs and development finance. Loan origination, servicing, and impact reporting.
LiveTrust. Liberation. Time.
Three commitments that govern everything we build, every partner we choose, and every market we enter.
Every FINAP product is built on regulatory compliance, ISO-certified process, and verifiable security. We do not ask institutional partners to take our word for it, we give them the evidence.
We build infrastructure that removes financial exclusion. Employees access their wages. SMEs access credit. Businesses in underserved sectors access payment rails. Liberation is the outcome we design toward.
FINAP is a company in motion. CSE listing ready. Patent filed. Global market entry structured. Three regions active. The momentum is real and the trajectory is documented, we are not a future story, we are a present one.
Six Regions Active.
More in the Pipeline.
Founding market. OCEANUS, ECORU, MULA, FirstMicro, and CIXOR PayDay deployed. CSE SME Board listed.
FINAP Worldwide Co. W.L.L incorporated. Regional hub for MENA strategy and US market structuring.
APAC regional presence. Active operations supporting product deployment and partner engagement.
FINAP Inc. USA — Market Ready. Cannabis and Gaming closed-loop payments.
Southeast Asian market entry. Extending FINAP's fintech platform infrastructure across the ASEAN region.
European presence established through ScaleBridge partnership. Gateway to regulated EU financial markets.
What Our Partners Say
FINAP's platform transformed how we manage our financial operations. The reliability, speed, and support we receive is far beyond what we experienced with our previous provider.
John Keells Holdings has a high bar for technology partners. FINAP met that bar — structured, compliant, and delivering exactly what was scoped. We would recommend them to any enterprise organisation.
The CIXOR platform gave our employees a financial tool they had never had access to before. On-demand wages improved morale and reduced attrition in ways we did not anticipate.